Property Details

Start of property details

Share this property:
430 S Breakers Lane
Gulf Shores, AL 36542
30 days ago REDUCED · Active
$924,000
$399 / Sqft
4
Beds
3
Baths
2,317
Sqft
2012
Yr. Built
MLS# 399678
Cumulative Days on Market: 94 · Includes prior listings · Currently listed since 07/20/26 · Data provided by the MLS.

Property Description

Welcome to your private coastal retreat in the highly sought-after Bay to Breakers community in Fort Morgan! This beautifully furnished 4-bedroom, 2.5-bath raised beach home offers the perfect blend of comfort, style, and investment potential. This turnkey property is ideal as a primary residence, second home, or vacation rental.Inside, you'll find an inviting open-concept living area designed for entertaining, a well-appointed kitchen, spacious bedrooms, and coastal-inspired finishes throughout. The home has been meticulously maintained and is offered fully furnished, allowing you to begin enjoying the coastal lifestyle or generating rental income from day one. Expansive covered porches, generous outdoor living spaces, and ample parking provide the perfect setting for relaxing after a day on the water or at the beach.Extensive updates provide peace of mind and long-term value. In 2020, the home received new siding, subflooring and flooring, HVAC system, and impact-rated doors and windows. The exterior was freshly painted in 2024, and the decks and handrails were re-screwed in 2026, reflecting the exceptional care and maintenance this property has received.Bay to Breakers is one of Fort Morgan's premier waterfront communities, offering exceptional amenities for owners and guests alike. Enjoy deeded access to the sugar-white beaches of the Gulf of Mexico, along with private access to beautiful Mobile Bay, where you can spend your days boating, kayaking, paddleboarding, fishing, or taking in breathtaking sunsets. Community amenities include two swimming pool, a fishing pier, and a boat launch, making it easy to enjoy every aspect of coastal living.Conveniently located near marinas, golf courses, local restaurants, historic Fort Morgan, and the Mobile Bay Ferry, this home offers the perfect balance of peaceful seclusion and convenient access to all the attractions of Gulf Shores. Buyer to verify all information during due diligence.

Property Highlights

Property Type
Residential
Property Sub Type
Residential Detached
Architectural Style
Raised Beach
Bedrooms
4
Total Bathrooms
3
Living Area
2,317
Price / Sqft
$399
Year Built
2012
Cumulative Days on Market
94

Location

Area
Baldwin
City/Township
Gulf Shores
View
Pool, Eastern View, Southern View, Indirect Gulf Side
Subdivision
Bay To Breakers
County
Baldwin

Lake/Waterfront Information

Waterfront Features
Deeded Access, Other See Remarks, Beach Side Building, Bay Access Less Than Or Equal To Quarter Mile, Gulf Access Less Than Or Equal To Quarter Mile, Beach Access Less Than Or Equal To Quarter Mile

Property Details

Price
$924,000
Property Type
Residential
Property Sub Type
Residential Detached

Community

Community Features
Landscaping, Fishing Pier, Pets Allowed, Other, Water Access Deeded, More Than Two Pets Allowed

Local Schools

Elementary School
Foley Elementary
Middle School
Foley Middle
High School
Foley High

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
3
Full Bathrooms
2
1/2 Bathrooms
1
Bedrooms
4

Area and Spaces

Living Area
2,317

Appliances

Appliances
Dryer, Washer, Cooktop, Disposal, Microwave, Dishwasher, Refrigerator, Electric Range, Washer/Dryer Stacked, Plumbed For Ice Maker, Smoke Detector, Other/See Remarks

Interior Features

Interior Features
En Suite, Internet, Ceiling Fan(s)
Flooring
Tile, Vinyl
Window Features
Window Treatments
Fireplace Features
No Fireplace

Heating and Cooling

Heating Features
Central, Electric

Building Details

Construction

Architectural Style
Raised Beach
Year Built
2012

Materials

Roof
Metal

Terms

Terms

Special Conditions
None
Cumulative Days on Market
94

Taxes

HOA

Has HOA
Yes
Association Fee
$400 /mo
Association Fee Includes
Pool, Recreation Facilities, Other/See Remarks, Common Area Insurance, Association Management, Common Area Maintenance

Heating, Cooling & Utilities

Utilities

Utilities
Water City, Baldwin EMC, Sewage City, Grinder Pump, Gulf Shores Utilities, Water Heater Electric, Baldwin Co Sewer Service, Cable

Lot

Lot Features
Less Than 1 Acre

Exterior Features

Patio And Porch Features
Porch Open, Front Porch

Parking

Parking Features
Attached, Three Car Carport, Three Or More Vehicles
Listed by Reed Real Est & Construction, Inc.
Listing Data last updated 10/22/2026 02:40 pm
Get a Link to this Property: Copy To Clipboard
QR Code link to this property

Phone:
Connect with:

Payment Calculator

per month. fixed. % interest.
$
%
$
%
Principal & Interest
+ Home Insurance
+ Property Tax
+ HOA Fees
per month
Total interest paid over s will be:
All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 22-Oct-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
Get Walk Score Content

Property History

2 days ago
Property information last updated
30 days ago
Date of last price change
94 days ago
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: 94 days (includes prior listings) · Currently listed since July 20, 2026. Data provided by the MLS.

Similar Properties